{"id":1106,"date":"2012-10-26T18:00:08","date_gmt":"2012-10-26T16:00:08","guid":{"rendered":"http:\/\/luiza.manolea.ro\/blog\/?p=1106"},"modified":"2012-10-26T06:49:37","modified_gmt":"2012-10-26T04:49:37","slug":"penalitati-si-bilete-la-ordin","status":"publish","type":"post","link":"https:\/\/luiza.manolea.ro\/blog\/2012\/10\/26\/penalitati-si-bilete-la-ordin\/","title":{"rendered":"Penalit\u0103\u0163i \u015fi bilete la ordin"},"content":{"rendered":"<p><a href=\"https:\/\/luiza.manolea.ro\/blog\/wp-content\/uploads\/2012\/10\/Numere_CC-By_httpwww.flickr.comphotosdicemanic19743890.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-thumbnail wp-image-1107\" title=\"Numere\" src=\"https:\/\/luiza.manolea.ro\/blog\/wp-content\/uploads\/2012\/10\/Numere_CC-By_httpwww.flickr.comphotosdicemanic19743890-150x150.jpg\" alt=\"CC By http:\/\/www.flickr.com\/photos\/dicemanic19743890\" width=\"1\" height=\"1\" srcset=\"https:\/\/luiza.manolea.ro\/blog\/wp-content\/uploads\/2012\/10\/Numere_CC-By_httpwww.flickr.comphotosdicemanic19743890-150x150.jpg 150w, https:\/\/luiza.manolea.ro\/blog\/wp-content\/uploads\/2012\/10\/Numere_CC-By_httpwww.flickr.comphotosdicemanic19743890.jpg 240w\" sizes=\"auto, (max-width: 1px) 100vw, 1px\" \/><\/a>\u00a0Mul\u0163i comercian\u0163i emit bilete la ordin drept plat\u0103 pentru marfa sau serviciile achizi\u0163ionate. Se \u00eent\u00e2mpl\u0103, \u00eens\u0103, ca la momentul scaden\u0163ei s\u0103 nu aib\u0103 suficient disponibil \u00een banc\u0103. \u00centr-o astfel de situa\u0163ie, creditorul &#8211; adic\u0103 \u201etr\u0103g\u0103torul\u201d \u00een limbajul biletului la ordin, \u00een lipsa pl\u0103\u0163ii de c\u0103tre debitor, nu poate dec\u00e2t s\u0103-\u015fi recupereze banii prin executarea silit\u0103 a biletului la ordin.<\/p>\n<p>Cum formalit\u0103\u0163ile de executare dureaz\u0103, se \u00eent\u00e2mpl\u0103 s\u0103 curg\u0103 penalit\u0103\u0163i de \u00eent\u00e2rziere pe care mul\u0163i creditori le-au prev\u0103zut \u00een contract \u015fi pe care doresc s\u0103 le recupereze.<\/p>\n<p>Astfel, pentru recuperarea penalit\u0103\u0163ilor de \u00eent\u00e2rziere sunt obliga\u0163i s\u0103 introduc\u0103 cerere de chemare \u00een judecat\u0103 \u2013 de obicei, \u00een temeiul celei mai simple proceduri \u00eentre comercian\u0163i, cum ar fi cea \u00een baza OUG nr. 119\/2007 privind ordonan\u0163a de plat\u0103, s\u0103 se judece \u015fi de-abia dup\u0103 ce ob\u0163in o hot\u0103r\u00e2re s\u0103 cear\u0103 punerea ei \u00een executare silit\u0103.<\/p>\n<p>Ce nu \u015ftiu ace\u015fti creditori este c\u0103 ar putea s\u0103 elimine tot acest timp pierdut cu ob\u0163inerea unui titlu executoriu pentru penalit\u0103\u0163i prin includerea \u00een biletul la ordin a urm\u0103toarelor informa\u0163ii obligatorii \u015fi cumulative, potrivit Normei B\u0103ncii Na\u0163ionale a Rom\u00e2niei nr. 6\/1994 privind comer\u0163ul f\u0103cut de institu\u0163iile de credit cu cambii \u015fi bilete la ordin:<\/p>\n<p>&#8211; expresia &#8220;suma este purt\u0103toare de dob\u00e2nd\u0103&#8221;;<\/p>\n<p>&#8211; nivelul dob\u00e2nzii este de &#8230; % (rata dob\u00e2nzii).<\/p>\n<p>De asemenea, poate fi inclus\u0103 \u015fi men\u0163iunea privind data de la care curge dob\u00e2nda. \u00cen cazul \u00een care o astfel de men\u0163iune lipse\u015fte, se consider\u0103 c\u0103 dob\u00e2nda curge de la data emiterii biletului la ordin.<\/p>\n<p style=\"text-align: center;\">\u00a0-\/-<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00a0Mul\u0163i comercian\u0163i emit bilete la ordin drept plat\u0103 pentru marfa sau serviciile achizi\u0163ionate. Se \u00eent\u00e2mpl\u0103, \u00eens\u0103, ca la momentul scaden\u0163ei s\u0103 nu aib\u0103 suficient disponibil \u00een banc\u0103. \u00centr-o astfel de situa\u0163ie, creditorul &#8211; adic\u0103 \u201etr\u0103g\u0103torul\u201d \u00een limbajul biletului la ordin, \u00een lipsa pl\u0103\u0163ii de c\u0103tre debitor, nu poate dec\u00e2t s\u0103-\u015fi recupereze banii prin executarea silit\u0103 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[301,302,300],"class_list":["post-1106","post","type-post","status-publish","format-standard","hentry","category-dreptul-afacerilor","tag-bilet-la-ordin","tag-oug-1192007","tag-recuperare-penalitati"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/luiza.manolea.ro\/blog\/wp-json\/wp\/v2\/posts\/1106","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/luiza.manolea.ro\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/luiza.manolea.ro\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/luiza.manolea.ro\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/luiza.manolea.ro\/blog\/wp-json\/wp\/v2\/comments?post=1106"}],"version-history":[{"count":4,"href":"https:\/\/luiza.manolea.ro\/blog\/wp-json\/wp\/v2\/posts\/1106\/revisions"}],"predecessor-version":[{"id":1111,"href":"https:\/\/luiza.manolea.ro\/blog\/wp-json\/wp\/v2\/posts\/1106\/revisions\/1111"}],"wp:attachment":[{"href":"https:\/\/luiza.manolea.ro\/blog\/wp-json\/wp\/v2\/media?parent=1106"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/luiza.manolea.ro\/blog\/wp-json\/wp\/v2\/categories?post=1106"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/luiza.manolea.ro\/blog\/wp-json\/wp\/v2\/tags?post=1106"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}